Step 2: Arranging your finances when buying a new home
If you require a mortgage to purchase your new home, you should contact your mortgage lender or advisor and proceed with your mortgage application. This should be done within 48 hours of reserving. At this stage, you will be asked to provide a number of documents; this might include proof of identity, finance agreements and bank statements.
If you need recommendations for an independent new build mortgage specialist, please speak to your Sales Executive.
What do I need to do to buy a house without a mortgage?
If you will be using your own monies either as a deposit or to purchase the property outright, you will need to arrange for those funds to be accessible. If notice is required on any longer-term investments, please give that notice in good time.