Help to Buy England
How Help to Buy works:
- You can reserve a home with a deposit starting from just 5% of the total purchase price
- The government will lend you up to 20% of the value of your new home via an equity loan, so you will only need a 75% mortgage
- The equity loan is interest-free for five years – it can be paid back at any time or upon the sale of your home
- Currently available to all home buyers, but from 2021 the scheme will only be available to first-time buyers, so don’t miss out on securing your dream home.
Do you have a property to sell? Let us do it for you. With our HOME Scheme you can reserve your dream new Story Home and we will market the sale of your property and cover your Estate Agency fees* too.
If you wish to reserve your dream Story home but it’s not yet been officially released for sale, our early bird scheme gives you the opportunity to make it yours.
Speak to a Sales Executive to find out more
Find out how we could be the guaranteed buyer of your current property, allowing you to secure a new Story Home.
Terms & Conditions
Help to Buy is available on properties up to a maximum value of £600,000 in England. If you qualify for Help to Buy assistance and you raise a mortgage of at least 75% of the purchase price of your new home from a lender, you can borrow up to the remaining 20% of the purchase price by taking out a loan secured over your new home from the government’s Homes & Community Agency (HCA) over a period of 25 years. A 5% deposit is required by the lender. More may be required depending upon circumstances and your lender’s criteria. Help to Buy is subject to eligibility and terms and conditions.